Jericho Road’s financial education programs, Financially Fit and City Roots, equip clients with basic knowledge in order to increase financial literacy and improve financial situations. Combining mentoring and small group or one-on-one education, our financial education programs utilize hands-on lessons to bridge the gap between clients and established financial institutions. These free programs are available to anyone in Western New York and are provided in multiple languages.


Financially Fit

The structure of Financially Fit is based on the level of financial knowledge held by those entering the program. Lessons range from the basics of American currency and hands-on sessions on how to use an ATM to higher-level concerns such as budgeting, banking, and credit score improvement. Clients can choose to meet one-on-one with a Financially Fit instructor or participate in small group classes. Instructors meet with clients wherever they feel most comfortable, whether that is at home, in a public place (like the library), or at Jericho Road offices. Classes in languages other than English are offered at the Hope Refugee Drop-In Center three times a week.

City Roots

City Roots is a 12-week program for individuals and families interested in buying their first home. Classes are held weekly at the Hope Refugee Drop-In Center, but the program can also be completed one-on-one with a City Roots instructor or in small-group class elsewhere.


City Roots covers the first-time homebuying process in detail. Topics include the following:

  • Saving for a home
  • Applying for a mortgage
  • Knowing and assembling your homebuying team
  • Common mistakes to avoid


City Roots instructors can also assist with identifying and applying for first-time homebuyer programs and grants.